You can use hire purchase, whether you are an employee, civil servant, generation 55+, or a young family. Hire purchase is even suitable as a building loan for the self-employed, freelancers and entrepreneurs. This is easier than you think. With hire purchase without debts, without loans, without loans. Even if banks have refused to finance them!
Rent purchase without debt and loans?
A building loan without a loan? Be honest – do you think this works? No? Then let yourself be pleasantly surprised. Because the hire purchase only offers you advantages and security for you and your family. You do not need a bank or building society for your building loan with hire purchase.
No loan or loan is applied for either. Now imagine that you have a building loan from a bank and pay expensive installments and are bound to this obligation for many years without any ifs and buts.
Our suggestion: Do not realize your building loan with banks, building societies, savings banks or insurance companies. So you don’t need a building loan from a bank for your financing. As a result, you have no loans or credits, and consequently no debts on your property.
How can you arrange your repayment?
The repayment for your building loan is easy and flexible in the credit. Don’t pay off to the bank. Save this with your own capital investment. You have a choice. You benefit greatly from the compound interest effect. This effect ensures lower installments and we make sure that your repayment works as personal credit for you. So you are always on the safe side.
Is lease-purchase finance free of Credit Checker?
Hire purchase works without Credit Checker and without creditworthiness. Nobody cares how many loans or loans you already have, or whether something went wrong in the past.
We only check with a simplified liquidity check. All types of income are taken into account. For example, Vacation bonuses, Christmas bonuses, child benefits, commissions, surcharges and also depreciation for self-employed are valued as income. Unlike banks!
Don’t worry about falling through the grid of bank lending guidelines. No ranking, no scoring is necessary. So you can finance your property cheaply and relaxed with hire purchase, despite rejecting a building loan from a bank.
Hire purchase with predictable costs
You will like this security because you can count on it: With hire purchase, you know from the start what to expect. The interest rate is fixed and is guaranteed to remain the same for 25 years. You have 25 years of transparent, clear costs so that your financing remains risk-free, calculable and predictable.
In the future, you can live in your own property. They are the most important thing in the land register. You have access to your saved capital at all times. At the same time, nobody has access to your desired property. Additional protection that won’t cost you a dime.
Stay flexible and independent. Who knows what the future holds. Maybe your goals or wishes change, an interesting new job offer 200 km away attracts. So what? It is and remains simple. You take your saved equity with you and move. And we take care of your dream property.
What happens in the event of illness or unemployment?
Nobody knows what the future will bring. No matter, even with illness, divorce, unemployment there is no financial fiasco. The classic building loan with a bank offers little leeway in the event of insolvency. If you fail to meet your payment obligations, the credit will be terminated at some point! That’s it.
Moving out of the property and a chunk of debt is usually the result. With hire purchase, you can bridge your credit for a few months in an emergency and if you still want to move out, your saved credit remains at your free disposal. You see the hire purchase is a building loan with no risk.